The bigger, the better? Think Again
You don't need to take out a large loan from us for it to be good value. If you're looking for a small loan amount, between £2,500 to £7,499, then we have some of the best rates available in the market. You could save on average £307.68 per year, on loans of £5,000 over 5 years. This is based on comparing our loans against the market average loan rate of 14.9% APR.*
| Representative example: A Hitachi loan based on borrowing £5,000 over 5 years* | ||||
|---|---|---|---|---|
| Representative | Rate of interest | Monthly repayment | Total credit charge | Total repayment |
| 3.4% APR | 3.4% (fixed) | £90.62 | £437.20 | £5,437.20 |
Take a look at how we compare with our competitors based on loans over 60 months*
|
Representative APRS for: * |
£2,500 - £2,999 |
£3,000 - £3,999 |
£4,000 - £4,999 |
£5,000 - £5,999 |
£6,000 - £7,499 |
|
Hitachi Personal Finance |
7.9% |
7.3% |
7.3% |
3.4% |
3.4% |
|
Nationwide |
13.9% |
10.7% |
10.7% |
4.5% |
4.5% |
|
Sainsbury's |
14.9% |
9.9% |
9.9% |
3.8% |
3.8% |
|
Tesco |
n/a |
11.7% |
11.7% |
3.8% |
3.8% |
|
Post Office |
n/a |
9.9% |
9.9% |
3.9% |
3.9% |
*Based on borrowing over 5 years, competitor rates valid as of 03/08/2017 (Source: MoneyFacts)
Our Price Promise
The majority of our customers receive the advertised rate, but if you're given a higher APR we guarantee that you'll never pay more than £150.11 per month when you borrow £5,000 over 5 years*.
If you are offered a higher rate you will be able to increase the number of months you use to repay the loan to reduce your monthly payments to suit your budget.
Just one of the reasons we’ve been voted the UK’s Best Direct Loan Provider by Your Money for the last three years.
Small Loans details
- Easy online application process, we make our decision instantly
- 3.4% APR Representative* on loan amounts between £5,000 and £7,499 over 24 to 60 months
- Fixed monthly repayments helping you to manage your budget
- No arrangement fees
We believe in simplicity, so there are no set up fees or hidden charges. But remember the rate you are offered may vary due to personal circumstances and loan amount.
With our competitive and flexible low value loan you can borrow anything from £2,500 to £7,499 and take up to five years to pay it back.
Our easy online application process just takes minutes to complete and the funds can be in your account the next working day.
Use our loan calculator to get a quick quote.
We treat all our customers and their applications on an individual basis. The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 39.9%*. All loans are subject to status.
*Only for applications carried out directly via the Hitachi Personal Finance website
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