Personal Loans

Putting your dreams on hold? Think Again

Whether you're looking for the car of your dreams, want to redesign your kitchen or celebrate a special event, our unsecured personal loans could help to make your plans a reality.

Use our loan calculator to see how much your monthly repayments would be.

With Hitachi Personal Finance you can rely on getting a simple, highly competitive loan, quickly. Our easy online application literally takes minutes to complete and funds can be in your account within 48 hours.

Just one of the reasons we’ve been voted the UK’s Best Direct Loan Provider by Your Money for the last five years.

Our Price Promise

The majority of our customers receive the advertised rate. However, if you complete an application directly via the Hitachi Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £188.16 per month with our maximum 18.9% APR Representative when you borrow £7,500 over 5 years*.

And remember - if you apply for a shorter term and are offered a higher rate you will be able to increase the number of months you use to repay the loan to reduce your monthly payments to suit your budget. 

Personal Loans details

• Personal Loan range from £2,500 to £25,000 for a term of 2 to 5 years
• 3.3% APR Representative* on personal loans between £5,000 and £25,000
• Easy to complete online application process and an instant decision
• Fixed monthly repayments
• No arrangement fees
• No Hidden fees

We believe in keeping things very simple, so there are no set up fees or hidden charges. Our online application couldn’t be easier, it takes just minutes to complete and the funds could be in your account within two working days.

We treat all our customers and their applications on an individual basis. The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 29.3%*. All loans are subject to status.

*Only for applications carried out directly via the Hitachi Personal Finance website

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Eligibility

Here is our list of criteria you must meet to apply for a Hitachi Personal Finance Loan;

• You need to be aged 21 or over
• You must have a bank or building society account
• You must be a permanent UK resident (and have been living in the UK for at least 12 months)
• You need to be in permanent paid employment, self-employed or retired with a pension
• You must have a good credit history

It will also be helpful if you have the following information to hand when applying for a loan;

• Annual income
• Employment details
• Bank account details
• Last 5 years address history

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