Putting your dreams on hold? Think Again
Whether you're looking for the car of your dreams, want to redesign your kitchen or celebrate a special event, our unsecured personal loans will help to make your plans a reality.
Use our loan calculator to see how much your monthly repayments would be.
With Hitachi Personal Finance you can rely on getting a simple, highly competitive loan, quickly. Our easy online application literally takes minutes to complete and funds can be in your account within 48 hours.
Just one of the reasons we’ve been voted the UK’s Best Direct Loan Provider by Your Money for the last three years.
|Representative example: A Hitachi loan based on borrowing £7,500 over 5 years*|
|Representative||Rate of interest||Monthly repayment||Total credit charge||Total repayment|
|3.1% APR||3.1% (fixed)||£134.97||£598.20||£8098.20|
Our Price Promise
The majority of our customers receive the advertised rate, but if you're given a higher APR we guarantee that you'll never pay more than £176.45 per month when you borrow £7,500 over 5 years*.
If you are offered a higher rate you will be able to increase the number of months you use to repay the loan to reduce your monthly payments to suit your budget.
Personal Loans details
- Personal Loans range from £2,500 to £25,000, for a term of 2 to 5 years
- 3.1% APR Representative* on personal loans between £7,500 and £10,000
- Easy to complete online application process and an instant decision
- Fixed monthly repayments
- No arrangement fees
- No Hidden fees
We believe in keeping things very simple, so there are no set up fees or hidden charges. Our online application couldn’t be easier, it takes minutes to complete and the funds can be transferred into your account within 48 hours.
We treat all our customers and their applications on an individual basis. The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 39.9%*. All loans are subject to status.
*Only for applications carried out directly via the Hitachi Personal Finance website