Low rate personal loans from Hitachi Personal Finance
Whether you're looking for the car of your dreams, want to redesign your kitchen or celebrate a special event, our unsecured, low cost personal loans could help to make your plans a reality.
|A Hitachi loan based on borrowing £7,500 Amount over 5 years*|
|Representative||Rate of interest||Monthly repayment||Total credit charge||Total repayment|
|3.2% APR||3.2% (fixed)||£135.29||£617.40||£8,117.40|
Use our loan calculator to see how much your monthly repayments would be.
Personal loan rates
|Hitachi Loan Representative APR Over 5 Years|
|Personal Loan of £20,000||3.3%|
|Personal Loan of £15,000||3.3%|
|Personal Loan of £10,000||3.2%|
|Personal Loan of £5,000||3.7%|
With Hitachi Personal Finance you can rely on getting a simple, highly competitive loan, quickly. Our easy online application literally takes minutes to complete and funds could be in your account within 2 working days if approved.
Just one of the reasons we’ve been voted the UK’s Best Direct Personal Loan Provider by Your Money for the last five years.
Our Price Promise
The majority of our customers receive the advertised rate. However, if you complete an application directly via the Hitachi Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £202.04 per month with our maximum 22.9% APR Representative when you borrow £7,500 over 5 years*.
And remember - if you apply for a shorter term and are offered a higher rate you will be able to increase the number of months you use to repay the loan to reduce your monthly payments to suit your budget.
Why take out a personal loan?
A personal loan is an unsecured loan that lets you borrow a specific amount of money over a set period. This differs from financing or a secured loan, where the asset is used as collateral against the amount you’re borrowing.
Whatever you choose to do with your loan, whether it be upgrade your home, buy a new car or fund your wedding, once you’ve been approved the money is all yours. Enjoy the flexibility of a personal loan and use the money for whatever your next purchase may be.
Invest in a new kitchen or bathroom, or even an extension with a home improvement loan and start your project as soon as you receive the funds, within 48 hours of application (excluding weekends and Bank Holidays) if approved.
About Hitachi Personal Finance's Loans
Apply for a loan through our quick and easy online application and you could receive the funds in your bank account within two working days if approved. Our online application only takes a few minutes to complete and you’ll receive an instant decision.
We treat all our customers and their applications on an individual basis. The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 30.9%*. All loans are subject to status.
*Only for applications carried out directly via the Hitachi Personal Finance website
- Pick an amount between £2,500 to £25,000 – Choose the exact amount you need and pay back within a term of 2 to 5 years
- 3.2% APR Representative* on personal loans between £7,500 and £10,000
- Easy to complete online application process and an instant decision
- Fixed monthly repayments – a static fee with the first repayment being made 1 month after you sign your loan agreement
- No arrangement fees – take out a loan with Hitachi Personal Finance and receive the administration for free
- No hidden fees – no additional charges for over-payments or full early repayment, meaning flexible finance that suits you