Holiday Loans

At a Glance

Sun, sea and sand on your mind? Take off with Hitachi Personal Finance

Booking the trip of a lifetime couldn't be easier with a holiday loan from Hitachi Personal Finance. Our low cost loans can help you fund everything from flights to accommodation, meaning ticking destinations off your bucket has never been easier.

Whether you'd love to explore the rainforest in Peru, prefer to relax on a white sandy beach in the tranquil Maldives or have your heart set on skiing in the Alps, we can help finance your travels. The application process is straightforward, and if you’re accepted, you could receive the money within 48 hours (excluding weekends and Bank Holidays).

A Hitachi loan based on borrowing £7,500 Amount over 5 years*
Representative Rate of interest Monthly repayment Total credit charge Total repayment
3.3% APR 3.3% (fixed) £135.61 £636.60 £8,136.60

Our Price Promise

You'll find no hidden charges or fees when you take a holiday loan with Hitachi Personal Finance. We believe in transparency, and offer competitive rates to all our customers.

The majority of customers will receive the advertised rate when applying directly through the Hitachi Personal Finance website, however if you have been given a higher APR then we guarantee you will never pay more than £188.16 per month (when  borrowing £7,500 per 5 years* with our maximum 18.9% APR representative). This is our price promise.

If you decide to opt for a shorter loan and receive a higher rate, you'll also have the option to increase the number of months available to pay back your holiday loan. This is all to keep your monthly payments down to a price that is suitable for you.

Holiday Loan details

  • Holiday Loans range from £2,500 to £25,000 for a term of 2 to 5 years
  • 3.3% APR Representative* on loans between £7,500 and £25,000
  • Clear online application process
  • Instant decision
  • Fixed monthly repayments
  • No arrangement fees
  • No Hidden fees

We treat all our customers and their applications on an individual basis. The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 29.3%*. All loans are subject to status.

*Only for applications carried out directly via the Hitachi Personal Finance website

Apply Now

Key facts

Key Facts – the essential information on our Bike Loans, at a glance

How much can I borrow?

Our holiday loan product enables you to borrow between £2,500 and £25,000.

Loan Repayment

Your repayments will be made monthly, with the first repayment being payable 1 month after you sign your agreement.

You can however make overpayments and early repayments on your loan free of charge, subject to our terms and conditions – view our full set of terms and conditions.

What is the repayment period?

Repayment terms are between 2 years to 5 years.

Interest charged

The interest rate on the loan is fixed for the duration of the loan period. Interest is charged on a daily basis. Click on our calculator to see repayment calculations.

How quickly can I have the funds in my account?

The online application process takes 10 minutes. We will make an instant decision and the funds could be in your account within 48 hours (excluding weekends and Bank Holidays).

Are there arrangement fees?

No, there are no arrangement fees or any other hidden fees attached to our loans.

What happens if I can’t make the repayments?

You should be aware that you will incur charges if payments are not made on time.

We will charge the following if repayments are not kept up to date:-

  • Returned or recalled Cheques or credit/debit card payments - £25 per occurrence
  • Direct Debits that are recalled - £22 per occurrence
  • Letters sent to you as a result of a breach of contract - £25 per letter
  • Default Notice - £25 per notice

Do you have a call centre?

Yes, our UK-based customer service team are waiting to speak with you on 0344 375 5500.

Our team is available
Monday - Friday - 8.45am - 7.30pm
Saturday - 8.45am - 12pm.

For more information on our loans please take a look at our Key Information section.

Apply Now

Eligibility

Eligibility

Here is our list of criteria you must meet to apply for a Hitachi Personal Finance Car Loan;

  • You need to be aged 21 or over
  • You must have a bank or building society account
  • You must be a permanent UK resident (and have been living in the UK for at least 12 months)
  • You need to be in permanent paid employment, self-employed or retired with a pension
  • You must have a good credit history

It will also be helpful if you have the following information to hand when applying for a loan;

  • Annual income
  • Employment details
  • Bank account details
  • Last 5 years address history

Apply Now

Holiday Loans Calculator

Use our loan calculator to get a quote for a Hitachi Personal Finance Holiday Loan.

The rate you are offered may vary due to personal circumstances and loan amount.

Enter the amount you would like to borrow

Enter your monthly budget

Over a time period of

Repayment example:

Monthly repayment

Interest rate

Loan Term

Total amount payable

Apply Now

Representative Example A Hitachi loan of £7,500 over 5 years: rate of interest 3.3% (fixed), 3.3% Apr Representative, monthly repayment of £135.61, total charge for credit £636.60, total repayment of £8,136.60


4.9/5 Customer Experience Rating

We know that when it comes to choosing a loan, rates are important and that's why we keep ours competitive, so we're consistently in the best loans buy tables. Based on 6596 reviews over the past year Read more reviews

You may also be interested in...

Live chat

best live chat