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Campervan & Motorhome Finance

Low rate loans from

3.2 % APR

Representative on £7,500 to £25,000

Representative on £7,500 to £25,000

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Hit the road and travel in style

  • Unsecured personal loan specialists with over 30 years’ experience

  • Borrow between £1,000 and £25,000

  • Clear online application process with an instant decision

  • Competitive rates from just 3.2% APR

  • Fixed-rate monthly payments on your chosen date

  • No arrangement fees or other hidden charges

  • Voted UK’s Best Direct Loan Provider for the last 6 years

Loan calculator

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Our price promise

Representative Example:

Monthly repayment

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Interest rate

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Total amount payable

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Loan amount

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Loan Term

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Our price promise

Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Hitachi Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £230.04 per month with our maximum 30.9% APR Representative when you borrow £7,500 over 5 years*.

The maximum APR you could be offered when you borrow other loan values is 35.9%*. All loans are subject to status.

*Only for applications carried out directly via the Hitachi Personal Finance website

Why choose us for Campervan & Motorhome finance?

If you’re a lover of impromptu adventures or relish the freedom that the great outdoors brings, our campervan finance can help get you on the open road quicker than you think.

Our flexible finance options will give you the confidence to choose your perfect mobile home as well as a generous time frame of up to five years to repay.

To find out how much campervan and motorhome finance you could be eligible to borrow with us, use our loan calculator then apply online for an immediate decision.

Our price promise

We guarantee you’ll never pay more than £230.04 per month with our maximum 30.9% APR Representative when you borrow £7,500 over 5 years*. It’s one of the reasons we’ve been voted the UK’s Best Direct Loan Provider by Your Money for six years running.

About our Campervan & Motorhome Finance

A leisure loan is a type of unsecured personal finance specifically tailored for life events such as holidays, weddings, buying your first caravan or hitting the waves on your very own boat.

Getting a loan is an ideal way to help spread the cost leaving you to enjoy the adventure of a lifetime stress free.

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  • Caravan Loans range from £1,000 to £25,000 for a term of 2 to 5 years 
  • 3.2% APR Representative* on loans between £7,500 and £25,000
  • Clear online application process 
  • Instant decision 
  • Fixed monthly repayments 
  • No arrangement fees 
  • No Hidden fees 
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At Hitachi Personal Finance, we use the following criteria to check car loan eligibility. You should make sure that you’re eligible before you start the application process.

  • You need to be aged 21 or over
  • You must have a bank or building society account
  • You must be a permanent UK resident (and have been living in the UK for at least 12 months)
  • You need to be in permanent paid employment or retired with a pension
  • You must have a good credit history
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From working out how much you need to borrow to receiving your funds, we’ve designed our finance service to be quick and easy from start to finish.

Check your eligibility
It’s always worth making sure that you’re eligible to borrow from us before you start the application process.

Use our car loan calculator
You might also want to check how much you can afford to borrow and what length of term works best for you.

Get ready
You’ll need your employment details, annual income, bank details and address history for the last 5 years.

Apply online
Fill in our 10-minute application, get an instant decision and the money could be with you within 48 hours.

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Loans FAQs

What is a good APR for a loan?

If you’re shopping around for a personal loan online, the Annual Percentage Rate (APR) should be a key consideration. It enables you to compare lenders based on their loan interest rates and the amount you’ll repay on top of the principal debt (the amount you borrow).

One of the benefits of a personal loans is that they’re typically fixed rate, which means the interest rate won’t change and you’ll pay back the loan in equal monthly installments. This is one of the key differences between a low APR loan and other borrowing options like credit cards.

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What you need to apply for a loan

Every lender has their own criteria when deciding whether to approve a loan, but most will ask you for the same sort of information. For an online loan application, you’ll need your employment details, including annual income, your bank account details and your address history from the last five years.

At Hitachi Personal Finance our criteria also require borrowers to be aged 21 or over. You must have a bank or a building society account, a good credit history, be a permanent UK resident and be in permanent paid employment or retired with a pension.

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Can I make loan overpayments?

If you have a change in circumstance and decide you want to make extra payments on your loan, you can do so at any time, free of charge. Loan overpayments will be used to reduce the duration of your agreement, so you’ll continue to pay your monthly Direct Debit as normal but the payments will end sooner.

The quickest and easiest way to make loan overpayments is by managing your account online. Using our online tools, you can make a one-off payment or increase your monthly payment. Alternatively, speak to our Customer Service Team on 0344 375 5500.

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Can I increase my loan amount?

Once you’ve completed the application, you cannot change the amount of the loan. However, for a period of 14 days you do have the right to withdraw from the agreement. You must then repay in full the amount borrowed within 30 days, and your agreement will be cancelled.

If we haven’t heard from you after the 14 day period, we’ll assume you’re happy with everything and you will be bound by the terms of your loan. Once you’ve requested a cancellation, you can apply again to increase loan amount. To do so, contact our Customer Service Team on 0344 375 5500.

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What happens if you fail to repay a loan?

If you’re unable to repay your loan, we’re here to help. It’s important that you contact our Collections Team on 0344 375 5488. Once we understand your current circumstances, we’ll be able to advise the most suitable option or establish a payment arrangement that is affordable for you. We may ask for information about your financial situation to ensure we put the most suitable arrangement in place.

If you’re experiencing financial difficulties, we may signpost you to a free debt charity called Step Change, who will be able to offer you confidential support.

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What does APR mean?

APR, which stands for Annual Percentage Rate, is the official rate that represents the cost of borrowing. It differs from interest in the sense that APR includes the full cost, inclusive of additional charges, or a credit offer, so it’s useful when you’re comparing borrowing options such as unsecured personal loans and credit cards.

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Customer Experience Rating

Our customer satisfaction is vital to our success, which is why we’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews

4.9/5

Based On 4591 Reviews.. Read all reviews
Brilliant from start !!everything as promised and very easy thanks Hitachi

Cannot find fault,excellent communication and delivery of loan

Great Company

Quick decision as previously experienced and money was in the bank within 2 working days.

Good

Yes it’s help us buy a new car.

Great And value and effortless

So simple to deal with it from quotation through to digital signature

Nice easy process, would recommend

Very quick and easy process.wont hesitate if I need to use them again in the future