Boat Finance

Low rate loans from

3.2 % APR

Representative on £7,500 to £25,000

Representative on £7,500 to £25,000

Hoist the sails on your brand-new yacht or enjoy a leisurely trip on your very own narrowboat with our low APR boat financing

  • Unsecured personal loan specialists with over 30 years’ experience

  • Borrow between £1,000 and £25,000

  • Clear online application process with an instant decision

  • Competitive personal loan rates from just 3.2% APR

  • Fixed-rate monthly payments on your chosen date

  • No arrangement fees or other hidden charges

  • Voted UK’s Best Direct Loan Provider for the last 6 years

Loan calculator

Choose how to calculate your loan repayments
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Our price promise

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Total amount payable

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Loan amount

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Our price promise

Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Hitachi Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £230.04 per month with our maximum 30.9% APR Representative when you borrow £7,500 over 5 years*.

The maximum APR you could be offered when you borrow other loan values is 35.9%*. All loans are subject to status.

*Only for applications carried out directly via the Hitachi Personal Finance website


Why choose us for boat finance?

There’s nothing quite like sailing the seas in search of adventure in your very own yacht or taking a leisurely cruise along a picturesque canal in your brand-new narrowboat.

Our flexible boat financing options allow you to spread the cost of your new purchase into manageable monthly repayments over a period of up to five years.

To find out how much boat finance you could be eligible to borrow with us, use our boat loan calculator then apply online for an immediate decision

Our price promise

We guarantee you’ll never pay more than £230.04 per month with our maximum 30.9% APR Representative when you borrow £7,500 over 5 years*. It’s one of the reasons we’ve been voted the UK’s Best Direct Loan Provider by Your Money for six years running.


Boat finance FAQs


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