Leisure Loans

At a glance

No time for yourself? Think Again

Leisure is personal, so whether your idea of heaven is a peaceful caravan in the Lake District or getting muddy whilst off road cycling; our leisure loan gives you the chance to make it all about you.

Suitable for almost any leisure activity from golfing and skiing to horse riding and paragliding our competitively priced leisure loan has no boundaries.

A Hitachi loan based on borrowing £7,500 Amount over 5 years*
Representative Rate of interest Monthly repayment Total credit charge Total repayment
3.4% APR 3.4% (fixed) £135.93 £655.80 £8,155.80

Our Price Promise

The majority of our customers receive the advertised rate. However, if you complete an application directly via the Hitachi Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £171.65 per month with our maximum 14.1% APR Representative when you borrow £7,500 over 5 years*.

And remember - if you apply for a shorter term and are offered a higher rate you will be able to increase the number of months you use to repay the loan to reduce your monthly payments to suit your budget. 

Just one of the reasons we’ve been voted the UK’s Best Direct Loan Provider by Your Money for the last four years.

Leisure loan details

  • Leisure Loan range from £2,500 to £25,000 for a term of 2 to 5 years
  • 3.4% APR Representative* on personal loans between £7,500 and £25,000
  • Easy to complete online application process and an instant decision
  • Fixed monthly repayments
  • No arrangement fees
  • No Hidden fees

We believe in keeping things simple, so there are no set up fees or hidden charges. But remember the rate you are offered may vary due to personal circumstances and loan amount.

Our easy online application literally takes minutes to complete and funds can be in your account for the next working day.

We treat all our customers and their applications on an individual basis. The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 25.8%*. All loans are subject to status.

*Only for applications carried out directly via the Hitachi Personal Finance website

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Key Facts

Key Facts – all you need to know about our leisure loans.

How much can I borrow?

Our leisure Loans allow you to borrow between £2,500 and £25,000.

Leisure Loan Repayment

Your repayments will be made monthly, with the first repayment being payable one month after the loan is agreed.

What is the repayment period?

Repayment terms are between two years to five years.

Interest charged

The interest rate on the loan is fixed for the duration of the loan period. Interest is charged on a daily basis. Click on our calculator to see repayment calculations.

How quickly can I have the funds in my account?

The online application process takes 10 minutes. We will make an instant decision and the funds could be in your account within 48 hours.

Are there arrangement fees?

No, there are no arrangement fees or any other hidden fees attached to our loans.

What happens if I can’t make the repayments?

You should be aware that you may be subject to charges if payments are not made on time.

We will charge the following if repayments are not kept up to date:-

  • Returned or recalled Cheques or credit/debit card payments - £25 per occurrence
  • Direct Debits that are recalled - £22 per occurrence
  • Letters sent to you as a result of a breach of contract - £25 per letter
  • Default Notice - £25 per notice

Do you have a call centre?

We do, our UK-based customer service team are waiting to speak with you on 0344 375 5500.

Our team is available Monday- Friday 8.45am – 7.30pm and Saturday – 8.45am – 12pm.

You can however make overpayments and early repayments on your loan free of charge, subject to our terms and conditions – view our full set of terms and conditions.

For more information on our loans please take a look at our Key Information section.

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Eligibility

Eligibility

Here is our list of criteria you must meet to apply for a Hitachi Personal Finance Leisure Loan;

  • You need to be aged 21 or over
  • You must have a bank or building society account
  • You must have a good credit history
  • You must be a permanent UK resident (and have been living in the UK for 12 months at least)
  • You need to be in permanent paid employment, self-employed or retired with a pension

It will also be helpful if you have the following information to hand when applying for a loan;

  • Annual income
  • Employment details
  • Bank account details
  • Last 5 years address history

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Leisure Loans Calculator

Use the slider to get a quote for a Hitachi Personal Finance Loan.

The rate you are offered may vary due to personal circumstances and loan amount.

I would like to borrow...

I have a monthly budget of...

£

Over a period of...

months

Repayment example:

Monthly repayment

Interest rate

Loan Term

Total amount payable

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Representative Example A Hitachi loan of £7,500 over 5 years: rate of interest 3.4% (fixed), 3.4% Apr Representative, monthly repayment of £135.93, total charge for credit £655.80, total repayment of £8,155.80


98% Happy Customers

We know that when it comes to choosing a loan, rates are important and that's why we keep ours competitive, so we're consistently in the best loans buy tables. Read more reviews

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