Money management apps tried and tested

Money 2020-12-18
Money management apps tried and tested.jpg

There are hundreds of apps out there designed to help you manage your money more effectively. But which ones are the best? Here’s our pick of the bunch.

Managing your money is never easy. No matter how much, or how little, you have. Luckily, we live in a society where there’s an app for everything. And there are lots when it comes to making the most of your money. We’ve pulled together a list of our favourites for you to pick from.


Set a budget and savings goals and off you go. Toshl will calculate a ‘Left to Spend’ figure each month and will not only show you your spending habits, it will also provide a reminder of when bills are due and ‘nudge’ you when you’re getting close to spending limits.

You Need A Budget (YNAB)
Real-time information from multiple devices can be collated, making YNAB great for saving with a partner, ensuring you’re sticking to household budgets as well as individual ones. Graphs and charts make complex information quick and easy to understand and one thing it offers above many of its competitors is help and support, providing lots of free online workshops to help you manage your money more effectively.

Money Dashboard
It does what it says on the tin. You can link all of your accounts together and view the information in a simple, easy to understand dashboard. You can categorise your spending and view patterns and trends over the last 6 months which makes it easy to make actionable changes to allow you to save money, such as making a coffee to go rather than buying that morning Starbucks.

If the idea of open banking and letting the tech do the work fills you with fear but you still want to be able to manage your finances effectively, Wally might a good choice for you. You have to input all of the data yourself, incomings, outgoings, ad hoc spends, you name it. But once you’ve done that you can set budgets and savings targets, so it can be useful for helping you manage your money without having to be too trusting in tech.

Cleo is an Artificial Intelligence powered app that can read your accounts and quickly tell you how much things cost when you ask. Quick and easy access to finances for busy people on the go.

Hitachi Hints and Tips is intended to be informative and interesting. It does not constitute financial advice, and you should always do further research when making any financial decisions. All information was correct at date of publication.


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