Refurbishing your home on a budget

Home Improvements 2018-10-19

Giving your home a full-blown refresh doesn’t have to cost the earth with these helpful tips.

Whether you’ve just bought a brand new place that you’re dying to make your own, or you’re looking to roll out a fresh new look with a refurb, we’re here to help you turn your house into your dream home without blowing the budget.

Take a breath before you begin to bin

First things first: stop and take stock. Don’t start shopping without a plan as this can be expensive and you may end up buying items you don’t need. Regardless of whether it’s a refurb or a new home, the chances are you will already have some items that you don’t want to part with, so make a list of these things first.

You may realise that you need less than you thought, and those items you do still want to replace could be sold to add extra money to your budget. You will also be able to start building a realistic shopping list for when it comes to hitting the high street.


If you have any items that are in good condition but not quite the style you’re going for, why not try your hand at upcycling? It’s a great way to repurpose old household items and give them a new lease of life as well as saving you some money in the process.

From a set of old drawers to a few unused jars, if you get creative you can make some lovely bespoke and unique pieces for your home that are individual to you and nice and cheap!


Set a (realistic) budget

Once you’ve gotten the most of your current belongings and you are ready to shop, setting a budget and sticking to it is key. Work out what you can afford to spend, dividing your budget per room and ranking them in order of urgency. No one said you have to furnish your whole house over a weekend. With time on your side, you will be able to achieve more if you concentrate on one room at a time.

Shop around

Once you have a list of things that you need and a realistic budget in mind, start shopping around to see where you can get the best bargain. Start online and check out if any of the major retailers are offering any special offers or deals. Be sure to check for a price match policy, where you can get the same price in store as online, saving on delivery costs.

Don’t forget to check your local area

With so many apps for buying and selling locally, you will never be short of a bargain or two. Many people update their furniture so often that it’s still in great condition. Sometimes, it’s easier for them to sell it cheaply or even give it away for free than it is to pay for it to be collected as waste by their local council, so keep your eyes peeled.

Bag a bargain at your local auction

Auction houses are a great place to find a deal, as not only are you able to check out the lots before you bid, but many offer house clearance services, so you’re guaranteed to find something quirky.

Be patient

If you can hold out until some of the big retailers have clearance or end of season sales such as the end of summer, Black Friday or Boxing Day, then you’re guaranteed to pick up a bargain. Places such as John Lewis, Argos, and even Amazon have some great deals on brand new items, so make an online wish list and keep checking back.

If you need a helping hand with some of the bigger purchases to turn your house into your dream home, Hitachi Personal Finance offers low-cost home improvement loans. Starting from just 3.2% APR Representative between £7,500 and £25,000.

Hitachi Hints and Tips is intended to be informative and interesting. It does not constitute financial advice, and you should always do further research when making any financial decisions. All information was correct at date of publication.


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