With the days getting shorter and the nights getting colder, we decided to put together a list of ways you can protect your home and save money at the same time.
1. Insulate your home
Having adequate insulation in your home could save you some serious money on your energy bills.
Your loft is the main area to focus on, as this is where the majority of the heat is lost. And according to the Energy Saving Trust, loft insulation is effective for at least 40 years, so if it isn't already insulated, it’s an investment worth making.
2. Protect your pipes
Frozen or burst pipes is a nightmare to deal with and in yet this is one of the easiest things to prevent. The best way to keep your pipes in check during winter, is to do something called ‘lagging’, which is effectively a type of foam layer to protect them from freezing or any other damage.
It’s also worth removing any vegetation surrounding the pipes which can also cause damage.
3. Clear the drains and gutters
Leaves and dirt can quickly clog up your drains, which can result in leaks to the roof and walls and ultimately water damage, so make sure you’ve checked that they are all clear. This is really important as most insurance companies won’t cover water damage, as they may argue that this could have been prevented by regular maintenance.
4. Check your boiler
Now is the most important time to check your boiler is working efficiently as you’ll be using it a lot more often. Not only will it be a miserable winter if it breaks down, but a more efficient boiler can save you big money on your heating bills too, so it’s worth checking.
5. Make sure you're covered
The last thing you want is a hefty repair bill on the months leading up to Christmas. Which is why it’s essential that you get adequate cover for any possible winter-related damage. Dig out your home insurance policy documents and check what you’re covered for i.e. floods, broken boiler, accidental damage etc.
Anything you’re not covered for that you think you should be, ring up your insurance provider and get it added on to your policy. It shouldn’t cost that much more and it will bring you peace of mind and protection should you need it.
6. Switch energy suppliers
Energy companies are looking for new business at this time of year, so there’s likely to be lots of incentives on offer for switching. According to Gov.uk, households could save around £200 a year just by switching energy supplier. So it’s definitely worth doing your research and finding the cheapest deal with the best incentives to suit you.
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