Credit reports compile data about you as an individual, which help to determine your credit score. This is then used, alongside other measures such as affordability, to help lenders decide who to lend to and more importantly, which rate you’re offered. So taking steps to improve your credit score as much as you can, makes good sense.
Hitachi Personal Finance is a trading style of Hitachi Capital (UK) PLC. Authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through www.fca.org.uk
Registered Office: Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Registered in Cardiff under company no. 1630491