Add an extra room with a loft conversion loan from Hitachi Personal Finance
If you love your home but you’re a little short on space, a loft conversion could buy you an extra room without having to move. What’s more, it could also potentially add value to your home when it’s time to sell.
What is a loft conversion loan?
A loft conversion loan gives you the total amount you need for both the materials and the labour to have your loft converted into a usable room, whether it’s an additional bedroom, a study, a children’s playroom or anything else you had in mind.
You will borrow at a fixed APR at a pre-agreed monthly repayment amount that suits your budget.
| A Hitachi loan based on borrowing £7,500 Amount over 5 years* | ||||
|---|---|---|---|---|
| Representative | Rate of interest | Monthly repayment | Total credit charge | Total repayment |
| 3.5% APR | 3.5% (fixed) | £136.25 | £675.00 | £8,175.00 |
Is a loan the best way to fund a loft conversion?
An unsecured personal loan could be a great way to fund the conversion of your loft into an additional room for your home. Depending on the size of the space and the location of your home, the amount you can borrow could be enough to pay for the whole project, meaning you could get the extra space you need straight away, paying it back over the next few years in manageable monthly repayments.
A loan application with Hitachi Personal Finance is as simple as it gets
Step 1
Use our simple loan calculator to find a quote that suits you. Borrow between £2,500 and £25,000 over a term between 24 and 60 months.
Step 2
Complete our online application form. It will only take around 10 minutes, just make sure you have the following information to hand:
- Annual income
- Employment details
- Bank account details
- Last 5 years address history
Step 3
Get an instant decision. You’ll be told on the spot whether you’ve been accepted, referred for further checks or if we’re not able to lend you the money at this time.
Step 4
Get the money in your account and make your plans a reality. If your application is accepted, the money will be paid to your bank account within 2 working days.
Why take a loan with Hitachi Personal Finance?
Our Price Promise
The majority of our customers receive the advertised rate. However, if you complete an application directly via the Hitachi Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £216.03 per month with our maximum 26.9% APR Representative when you borrow £7,500 over 5 years*.
And remember - if you apply for a shorter term and are offered a higher rate you will be able to increase the number of months you use to repay the loan to reduce your monthly payments to suit your budget.
We treat all our customers and their applications on an individual basis. The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 31.9%*. All loans are subject to status.
*Only for applications carried out directly via the Hitachi Personal Finance website
13:09, January 23, 2021
