Increase your space with a Conservatory or Extension loan from Hitachi Personal Finance
If things are starting to feel a little cramped at home, adding a conservatory or an extension is great way to get the extra space that you need, as well as potentially increasing your house’s value when it’s time to sell up.
What is a conservatory or extension loan?
A conservatory or extension loan is an unsecured personal loan, used specifically to finance the build of a home extension or a conservatory.
You will borrow the money you need to cover the full cost of the materials and the labour at a pre-agreed fixed monthly cost for a term to suit you.
| A Hitachi loan based on borrowing £7,500 Amount over 5 years* | ||||
|---|---|---|---|---|
| Representative | Rate of interest | Monthly repayment | Total credit charge | Total repayment |
| 3.5% APR | 3.5% (fixed) | £136.25 | £675.00 | £8,175.00 |
Is a loan the best way to fund a conservatory or extension?
A personal loan can be a great way to fund the build of a conservatory or extension as you can borrow the amount you need at a manageable monthly repayment to suit you. The repayment amount and the APR are fixed which makes budgeting easy and you can often pay back early or make over-payments free of charge if your circumstances change and you find yourself in a position to do so.
A loan application with Hitachi Personal Finance is as simple as it gets
Step 1
Use our simple loan calculator to find a quote that suits you. Borrow between £2,500 and £25,000 over a term between 24 and 60 months.
Step 2
Complete our online application form. It will only take around 10 minutes, just make sure you have the following information to hand:
- Annual income
- Employment details
- Bank account details
- Last 5 years address history
Step 3
Get an instant decision. You’ll be told on the spot whether you’ve been accepted, referred for further checks or if we’re not able to lend you the money at this time.
Step 4
Get the money in your account and make your plans a reality. If your application is accepted, the money will be paid to your bank account within 2 working days.
Why take a loan with Hitachi Personal Finance?
Our Price Promise
The majority of our customers receive the advertised rate. However, if you complete an application directly via the Hitachi Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £226.5 per month with our maximum 29.9% APR Representative when you borrow £7,500 over 5 years*.
And remember - if you apply for a shorter term and are offered a higher rate you will be able to increase the number of months you use to repay the loan to reduce your monthly payments to suit your budget.
We treat all our customers and their applications on an individual basis. The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 34.9%*. All loans are subject to status.
*Only for applications carried out directly via the Hitachi Personal Finance website
10:19, November 27, 2020
