Think you can’t spruce up your home? Think Again
Giving your home a lick of paint couldn't be easier with our made to measure home improvement loan. So whether you’re improving to sell or just fancy a change we’re here to lend a helping hand.
Making improvements to your home is a great way to increase the value of your property. Particularly when you take on those larger tasks such as loft extensions, which, on average, increase property values by £20,000.
|Representative example: A Hitachi loan based on borrowing £7,500 over 5 years*|
|Representative||Rate of interest||Monthly repayment||Total credit charge||Total repayment|
|3.1% APR||3.1% (fixed)||£134.97||£598.20||£8098.20|
Our Price Promise
The majority of our customers receive the advertised rate, but if you're given a higher APR we guarantee that you'll never pay more than £176.45 per month when you borrow £7,500 over 5 years*.
If you are offered a higher rate you will be able to increase the number of months you use to repay the loan to reduce your monthly payments to suit your budget.
Just one of the reasons we’ve been voted the UK’s Best Direct Loan Provider by Your Money for the last three years.
Home improvement loan details
- Home Improvement Loans range from £2,500 to £25,000, for a term of 2 to 5 years
- 3.1% APR Representative* on loans between £7,500 and £10,000
- Quick and Easy – Our loan application process is fast and simple. Funds can be in your account in 48 hours
- Repayments are fixed, no arrangement fees, no hidden fees, no nasty surprises
We believe in keeping things very simple, so there are no set up fees or hidden charges. But remember the rate you are offered may vary due to personal circumstances and loan amount.
We know that most home improvement projects are costly, but our competitively priced and easy to understand home improvement loan enables you to borrow up to £25,000 and take up to five years to pay it back.
We treat all our customers and their applications on an individual basis. The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 39.9%*. All loans are subject to status.
*Only for applications carried out directly via the Hitachi Personal Finance website