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Award-winning Personal Loans from Hitachi Personal Finance

4.9/5

Low rate loans from

3.1 % APR

Representative on £7,500 to £25,000

Representative on £7,500 to £25,000

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The world is changing and so are we!

From early next year, we’ll be rebranding from Hitachi Personal Finance to NOVUNA Personal Finance with a fresh new look and feel. We’re really excited about our new brand and positive you’re going to love it! Find out more

Low APR loans for life’s next step

Whatever you’re planning, at Hitachi Personal Finance we can help you make it happen. Our low interest personal loans are designed around your needs, with an online application that makes everything quick and easy. It’s why we’ve been named The UK’s Best Direct Loan Provider by YourMoney.com, for seven years.

Personal Loans

Make it today, not one day. Whatever you need our low-rate personal loan for, with us you could borrow between £1,000 and £25,000 over 24 to 60 months.

Personal Loans

Car Loans

Make it the car that’s made for your life journey. With our car finance, the money could be in your bank within 48 hours (excluding weekends and Bank Holidays).

Car Loans

Home Improvement Loans

Make it a place to love, not just to live. If you need help turning your house into your dream home, we can help with our low interest home improvement loans.

Home Improvement Loans

Small Loans

Make it a small loan that’s big on value. Borrow between £5,000 and £7,499, with one of the best rates on the market.

Small Loans

Customer Experience Rating

Our customer satisfaction is vital to our success, which is why we’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews

4.9/5

Based On 4652 Reviews.. Read all reviews

When I have applied for the loan, and signed, it appeared one amount of monthly repayment. Later, that amount grown up with about £100

I'm happy with there service's

Very good and faster

Amazing service, very quick and convenient.

Would defo use again. Great service - very fast and great quality.

Excellent fast service and delivered a great rate

Quick efficient and well priced

Quick efficient and good value

Very fast decision and very fast application.. couldn't of asked for more .. Good rates & no penalties for early settlement...

Fast Response Time

Applied online , quick , no messing . Loan in my account within 2 days .

Quick decision

Application was easy and the decision was made in a few minutes

Why use credit cards or in-store credit?

We’d used Hitachi Finance before when we bought a laptop from John Lewis so the trust was already there. This loan took 5 minutes from start of application to getting the money. The interest rate was a small fraction of the alternatives of credit cards and in-store credit. We had the funds to buy the item outright but, in our opinion, a very reasonable charge for the benefit of spreading the pain across 24 months and keeping our saving intact in case something urgent comes up. We definitely recommend this service provided of course you can afford the repayments.